Tech
Technology is at the heart of our business
At Fintex, technology plays an important role - in many ways.
Tech in
Investments
Tech in Portfolio Management
Tech in Risk Management
Tech in
Communication
Proprietary software to minimise risk
Custom-made tech tools:
We design and develops proprietary software, tailor-made to manage and quantify risksSmart analytics:
Our tools enable us to slice & dice our data and create sophisticated Early Warning IndicatorsCentralised data hub:
We work closely with borrowers and partners to process loan level data through our data hubData validation tools:
All data must adhere to pre-set data standardsSmart tech sends actionable signals
Data clarity, transparency and digital convenience in a 21st century way.
- Fintex develops its own systems to actively manage risks, growth and cashflows
- To achieve strong and lasting credit integrity, we take an active approach at all times
- Our investors can sit back, knowing our team is monitoring all investments 24/7
Many of our processes are automated, but our credit decisions are manual.
This way, we combine the best of human and tech.
Fintex: Tech & Human
At Fintex, tech is key. Artificial Intelligence is here to stay, and so is manual underwriting.
For the best of both, we thoughtfully balance credit process automation with human underwriting.
Stress
testing
- Flex and test portfolio performance
- Slice & dice the portfolio
- Forecast cashflows & quantify risk
- Call to action, if required
Portfolio
management
- Monitor loan-by-loan performance
- Analyse & visualise large data pools
- High efficiency and accuracy
- Detailed portfolio benchmarking
Risk
management
- Assess risk at a granular level
- Heatmaps
- On-the-spot portfolio breakdowns
- Identify cohorts requiring scrutiny
Reporting tools
We develop smart reporting tools in-house to deliver to our team and our investors data clarity, transparency and digital convenience in a 21st century way
Examples
Examples
- FFT: The Fabulous Fintex Tool
- FiRE: The Fintex Reporting Experience
- Fund investors have direct access to relevant info about the fund and underlying portfolios
- They can view and analyse the fund and its investments at their convenience, 24/7
- Interactive dashboards: performance, distributions, statistics and analysis
I’m LISA, nice to meet you!
We are particularly proud of LISA.
We created LISA having recognised the need in the market for a deep and versatile data analytics and credit monitoring infrastructure for granular loan portfolios
We created LISA having recognised the need in the market for a deep and versatile data analytics and credit monitoring infrastructure for granular loan portfolios
- Fintex started developing LISA in 2016, in response to a specific need for Fintex Origin
- LISA provides an instant diagnosis of the portfolio’s credit health
- LISA delivers accuracy and efficiency
- LISA enables our trained credit analysts to identify which portfolios and subportfolios deserve further scrutiny
- A version of LISA is available to Fintex Origin investors
