Terms and Conditions


This material and all other material on www.fintexcap.com or on any of its associated social media pages (each a “Material” and together the “Materials”) is owned by Fintex Partners Limited (“Fintex”), an asset manager which is regulated by the Financial Conduct Authority of the United Kingdom (“FCA”), with the FCA registration number 925944, and whose registered address is 10a Chandos Street, London, United Kingdom, W1G 9DQ. Please read this disclaimer (the “Disclaimer”) before accessing and viewing any of the Materials, as it explains certain restrictions imposed by law on the distribution of the information contained in the Materials.

By accessing and viewing any Material you confirm that:

Accuracy of information

Whilst considerable care has been taken to ensure the information contained within the Materials is accurate and up to date, no warranty, guarantee or representation is given as to the accuracy, eliability or completeness of any information and no liability is accepted for any errors or omissions in such information. The information included in the Materials has been produced by Fintex and its affiliates, as appropriate (“Fintex Group”). Any reproduction, disclosure or dissemination of the Materials by you is prohibited.

Some of the information in the Materials may contain projections or other forward-looking statements regarding future events or future financial performance of countries, markets or companies. These statements are only predictions, opinions or estimates made on a general basis and actual events or results may differ materially. No information in the Materials constitutes investment, tax, legal or any other advice.

All investment strategies, products and services referred to in the Materials is subject to change without notice. Fintex Group may amend the Materials (including this Disclaimer) and its investment strategies, products and services at any time with or would notice to the user. Fintex Group is under no obligation to update any Materials or to correct inaccuracies which may become apparent. Fintex Group shall have no liability for any direct, indirect, consequential or special losses or damages of any kind whatsoever arising from or in connection with any use of the Materials or its contents.

No information, whether oral or written, obtained by you through or from any Materials or from any conversation with Fintex Group staff or a professional consultant will have the effect of varying this Disclaimer.

Not an offer

Each Material (and the information contained therein) is provided for information purposes only, and does not constitute either an offer, invitation, inducement or a solicitation to buy or sell any securities or investment products nor is it a recommendation for any security or investment product. Accessing and viewing the Materials (and the information contained therein) may not be lawful in certain jurisdictions. In some jurisdictions, only certain categories of person and/or entities who would make certain specific enquiry actions by their own initiative (“reverse solicitation”, “reverse enquiry”, “private placement non solicitation” or other similar regulation) may be allowed to access the Materials. The information contained in the Materials is not directed at or intended for distribution to, or use by, any person in any jurisdiction or country where such use or distribution would be contrary to any applicable local law or regulation or would subject Fintex Group to any registration or licensing requirement in such jurisdiction. Accordingly, unless an exemption under the relevant securities law is applicable, and/or in case that you would ask for access to any Materials (and/or the information contained therein) to Fintex Group from your own initiative only (by means of “reverse solicitation”, “reverse enquiry”, “private placement non solicitation” or other similar regulation), any such securities or investment products referenced in any Materials may not be offered, sold, resold, taken up, exercised, renounced, transferred or delivered, directly or indirectly, in or into any jurisdiction if to do so would constitute a violation of the relevant laws of, or require registration thereof in, such jurisdiction. It is your responsibility to inform yourself of any applicable legal and regulatory restrictions and to ensure that your access and use of this information does not contravene any such restrictions and to observe all applicable laws and regulations of any relevant jurisdiction. Professional advice should be sought in cases of doubt, as any failure to do so may constitute a breach of the securities laws in any such jurisdiction.

Potential investors should be aware that a Material may not provide all the information which is necessary or desirable to make such a decision and should undertake their own due diligence. The information memorandums and key investor information documents contain more complete information about these securities and should be read carefully before investing. Depending on the countries where the securities are offered, the information memorandums are supplemented by an addendum containing supplementary information required by the regulations of such jurisdictions.

Investors should be aware that protections provided by relevant local laws and regulations may not apply to investment in the securities referred to herein. It is your responsibility to be aware of the applicable laws and regulations of your country of residence. In particular, UK investors should note that holdings or investments in the securities will not be covered under UK Financial Services Compensation Scheme. Investors will have no right of cancellation under FCA’s Cancellation and Withdrawal rules.

The securities referred to herein have not been nor will they be registered under the U.S. Securities Act of 1933, and are not registered under the United States Investment Company Act of 1940, as amended, and investors will not be entitled to the benefits of that Act. This is not an offer to sell, nor a solicitation of an offer to buy, the securities of any fund in the United States, its territories, possessions, or protectorates under its jurisdiction nor to nationals, citizens or residents in any one of those areas.

Fintex Group will not regard any person who accesses and views a Material as its client in relation to any of the investment products or services detailed in a Material. Fintex Group will not be undertaking arranging activities at any time on behalf of the individuals electing to access and view a Material.

No investment advice

The Materials are provided for information purposes only. Nothing in a Material will constitute legal, tax or investment advice or recommendations. The investment products described may not be available to, or suitable for, all investors. In addition, current levels, bases and reliefs from tax depend on individual circumstances, which may also change in the future. Investors should not invest in the securities unless they understand its nature and the extent to their exposure to risk. Independent professional advice from a suitable authorised person, including tax advice, should be sought before making an investment decision.

Investment risk

The value of any investment made and the income from such an investment can go down as well as up, and the investor may not get back the full amount invested. Past performance is not a guarantee of future returns. Changes in the rate of exchange may also cause the value of overseas investments to go up or down.

Third party websites

Fintex Group accepts no responsibility for any information contained in any website accessed via a hyperlink from a Material. No other person/company may link their website into any of the Materials without the express written permission of Fintex. The content, accuracy and opinions expressed in such websites are not checked, analysed, monitored or endorsed by Fintex Group.

Third party content

Materials and information distributed by Fintex Group, whether in hard copy, website or electronic format, include general news and information, commentary, interactive tools, quotes, research reports and data concerning the financial markets, securities and other subjects. Some of this content is supplied by third parties (“Third Party Content”) that are not affiliated with Fintex Group (each a “Third Party Content Provider”). Third Party Content is being provided for non-commercial purposes only and may not be copied, used or distributed without the permission of the relevant Third Party Content Provider. Third Party Content may be protected by international copyrights. All trademarks and service marks appearing in a Material are the exclusive property of their respective owners. These provisions are not intended to, and will not, transfer or grant any rights in or to the Third Party Content, and the relevant Third Party Content Provider reserves all such rights. Fintex Group’s use of any Third Party Content is not intended to imply that any Third Party Content Provider sponsors, endorses, sells or promotes any Fintex Group investment strategies, products or services. Third Party Content is provided on an “AS IS” basis and Third Party Content Providers shall have no liability for monetary damages on account of the Third Party Content provided herein.

Enforcement of terms and conditions

These terms and conditions are governed and interpreted pursuant to the laws of England and Wales. If any part of these terms is deemed to be unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of the remaining provisions. None of these terms and conditions are enforceable under the Contracts (Rights of Third Parties) Act 1999 by a person who is not a party to its terms.

Legal and Privacy Notices

There may be legal requirements in various countries and jurisdictions which may restrict the information that can be accessed or how it may be used. Persons who view or obtain Materials from this site should inform themselves about and observe any restrictions imposed in the jurisdiction in which the site is accessed. All visitors to this site should refer to our Privacy Policy.