Fintex Capital: The art of lending
In the world of private credit, the art of lending is to strike the optimal balance in the relationship with our borrowers. We need to stay close to them, and maintain a healthy distance. We must manage our risk, and let them manage their business.
The art of lending is to find that sweet spot.
Fintex achieves this by combining traditional credit expertise with proprietary technology – and adding a personal touch.
Our unique approach to lending was recognised by the industry. For example, we received the Alternative Credit Fund Manager of the Year award for 2019 from AltFi.
Fintex solves the income challenge
Generating reliable income is very challenging nowadays.
Returns available in traditional credit are not exciting and insufficient given the risks involved.
Alternative lending opens new opportunities.
Meanwhile, this is a complex asset class requiring thorough expertise and proper focus. Fintex offers both.
High yields, stable income.
With innovative technology and an experienced team we analyse large data sets to identify low-risk portfolio lending opportunities.
We lend when others don’t.
Fintex operates in markets less populated by traditional lenders that offer ample protection. Just because a market is under-banked, that does not mean it isn’t bankable.
5-year track record of attractive returns
Designed for institutions & family office
Generating attractive income is very difficult in current markets. In traditional credit, returns are not exciting and appear insufficient in light of the risk involved.
The Fintech revolution has opened up new lending horizons. Enormous growth in private debt has opened new opportunities. We also scan alternative debt markets to find attractive Special Situations.
They all require traditional credit expertise dedication and the ability to apply tech in smart analytics.
Fintex Capital operates with a new approach to solving the income challenge:
We design repeat lending programs to achieve capital preservation and attractively high yields
We focus on traditional repeat borrowers as well as hand-picked fintech platforms
We achieve long-term stability through investments in short duration assets
Solid credit structuring expertise enables us to build robust protection and minimise risk
We optimise returns by minimising cash drag
Proprietary technology delivers data-driven insights, including Early Warning Indicators
Early Warning Indicators are crucial to ensure we can exit our investments before it’s too late